This week’s Sunday Brunch:
1. Cash, check or charge? I charge everything to my Discover card and pay it in full every month. It makes it easier to keep track of finances and I get cash back rewards so I’m always getting free stuff like movie rentals, dinner at Red Lobster, or stuff from Bed Bath and Beyond. Surprisingly enough, charging everything doesn’t cause us to spend more money than we have.
2. Who or what do you spend most of your money on? Well like everyone else, the majority of our income goes towards regular monthly expenses like rent, groceries, utilities, the car, and insurance. We also put as much money as possible into savings so we can start looking for a house next year.
3. How often do you shop for yourself? Every weekend, probably. We usually get a little “toy” here and there. Nothing big really – a dvd, some new clothes, whatever.
4. One television commercial says the average American has 14 credit cards… are you average, above average or below average? Way below average. I have three credit cards and I really only use one of them.
5. If you could take one paycheck and just have fun with it, what would you do? Either buy a new digital camera or go on vacation.
Do you ever have problems with places not accepting Discover? I haven’t really payed much attention in recent years but for some reason, I have a feeling that it isn’t accepted many places. Did I just make that up?
No, you didn’t make it up. We still come across places that don’t accept Discover, so we use American Express. Or if they only accept Visa or Mastercard, I have a Mastercard for those rare cases. I think more and more businesses accept Discover nowadays, though, than before. We don’t run into an issue that often.