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July 15th, 2004

We got pre-approved for a loan through two mortgage companies, so that’s out of the way at least. It’s a relief to know that we were being pretty realistic in what we could afford too. We don’t even want to buy a townhome that costs as much as they are willing to loan us just because we’d like to continue putting a decent amount of money into savings every month.

We have a realtor taking us to see half a dozen places tomorrow. We ended up going with the new guy for now. He seems nice, easy to get in touch with, returns calls, and isn’t pushy. So we’ll see how that goes. I’m excited, yet scared to death. With assessment fees and additional utilities, our monthly housing costs will be half again more what we pay now. While we can totally afford it, I like having all that money every month to put into savings, or spend, if something unexpectedly comes up. Oh well. I’m sure most first time home buyers feel this way, right?

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