{"id":444,"date":"2004-03-13T17:16:28","date_gmt":"2004-03-14T00:16:28","guid":{"rendered":"http:\/\/nicole.sleepyfroggie.net\/blog\/?p=444"},"modified":"2017-10-24T13:20:57","modified_gmt":"2017-10-24T18:20:57","slug":"dumbass-me","status":"publish","type":"post","link":"https:\/\/nicole.sleepyfroggie.net\/blog\/?p=444","title":{"rendered":"Dumbass = Me"},"content":{"rendered":"<p>Do you want to laugh your ass off at my stupidity?<\/p>\n<p>Well awhile back, I was looking at the payment coupons for my car loan, and noticed the last coupon was for December of this year. So I told Joe, &#8220;Check it out, only a year more of payments and the car is paid off.&#8221; He suggested we use his company bonus, which got paid out on Friday, to pay off the loan so we&#8217;d have that extra money monthly to add into our Money Market account. <\/p>\n<p>So a couple of days ago I called the bank to see what the pay-out amount was on my loan, and the girl told me $10,006. Before I made a complete fool out of myself, I asked her what the length of my loan was. &#8220;It&#8217;s 60 months,&#8221; she said, and then, &#8220;You have 33 payments left&#8221;. Doh! So I said, &#8220;Oh, so that means at the end of the year I will receive another coupon booklet?&#8221; &#8220;That&#8217;s right,&#8221; she replied, &#8220;Would you like the address to send the payoff to?&#8221; I told her no thanks. <\/p>\n<p>I don&#8217;t know what either one of us was thinking. I had just taken that loan out in January of 2002. What made me think I was almost done paying it? It would have been nice to have that money for our future mortgage, though. Now it&#8217;ll be another three years before it&#8217;s paid off.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you want to laugh your ass off at my stupidity? Well awhile back, I was looking at the payment coupons for my car loan, and noticed the last coupon was for December of this year. So I told Joe, &#8220;Check it out, only a year more of payments and the car is paid off.&#8221; He suggested we use his company bonus, which got paid out on Friday, to pay off the loan so we&#8217;d have that extra money monthly to add into our Money Market account. So a couple of days ago I called the bank to see what the pay-out amount was on my loan, and the girl told me $10,006. Before I made a complete fool out of myself, I asked her what the length of my loan was. &#8220;It&#8217;s 60 months,&#8221; she said, and then, &#8220;You have 33 payments left&#8221;. Doh! So I said, &#8220;Oh, so <a class=\"more-link\" href=\"https:\/\/nicole.sleepyfroggie.net\/blog\/?p=444\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4],"tags":[105],"class_list":["post-444","post","type-post","status-publish","format-standard","hentry","category-car","category-life","tag-jetta"],"_links":{"self":[{"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/posts\/444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=444"}],"version-history":[{"count":1,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/posts\/444\/revisions"}],"predecessor-version":[{"id":8667,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=\/wp\/v2\/posts\/444\/revisions\/8667"}],"wp:attachment":[{"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nicole.sleepyfroggie.net\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}